How do I tell if my house is in a flood zone?
How do I tell if my house is in a flood zone? The quickest way is to visit https://msc.fema.gov/portal/home — and do a search based on your property address.
The website is described as “The FEMA Flood Map Service Center (MSC) is the official public source for flood hazard information produced in support of the National Flood Insurance Program (NFIP). Use the MSC to find your official flood map, access a range of other flood hazard products, and take advantage of tools for better understanding flood risk.”
Note most houses are not in flood zones, but some are. A 500 year flood zone (zone X) is the 2nd most common flood zone houses are located in, which basically means once every 500 years a flood is anticipated in the area, which means the odds of a flood happening in our or the house’s lifetime is slim. The are many other types of flood zones too.
In all cases – even if you are not in a flood zone – it’s wise to get flood insurance on your property. That will help protect you for anything unexpected that might happen.